Disability Insurance Law – Myths v. Truths

Myth v. Truth # 1

Myth:I am not entitled to disability benefits because I had a few good days during which I could have worked even though I could not work for most of the time.
Truth:Despite the wording of many disability policies which define total disability as the complete inability to work, the courts have generally given a liberal interpretation to this language, such that one can usually meet the definition if one is unable to perform the substantial duties of employment on a consistent basis.