We have extensive experience dealing with insurance companies regarding an insureds claim for benefits.
Disability policies provide for total, residual, or partial disability benefits in the event a person becomes disabled from working. Every insurance policy is different. Definitions such as disability, sickness, own occupation and any occupation are specific to each insurance policy. You must consider these and other terms of the policy before you advance a claim for benefits.
A disability insurer is obligated to deal with you an insured claimant in good faith, and fulfill the terms of its policy. If a disability insurer fails to comply with the policy terms you as an insured can sue them.
If you are disabled and your insurance company has failed to pay your claim or has terminated your benefits, you need to speak to a lawyer.
As there are often short time limits for commencing a lawsuit against a disability insurer who denies you benefits, you must speak with a lawyer as soon as possible.